Coverage That Grows With Your Business

Your business is unique — and your insurance should be too. Whether you’re just getting started or expanding across states, Franco Insurance provides custom insurance solutions to protect what you’re building.

We offer tailored coverage for:

1. Liability Insurance

• General Liability Insurance: Covers third-party claims (bodily injury, property damage, advertising injury).

• Professional Liability Insurance (E&O): Protects against claims of negligence or mistakes in professional services.

• Product Liability Insurance: For businesses that manufacture/sell products (covers harm caused by defective products).

2. Property Insurance

• Commercial Property Insurance: Covers damage to business property (buildings, inventory, equipment).

• Business Interruption Insurance: Compensates for lost income due to disasters (e.g., fire, natural disasters).

3. Workers’ Compensation Insurance

• Mandatory in most states—covers medical costs and lost wages for work-related injuries/illnesses.

4. Commercial Auto Insurance

• Covers vehicles used for business (accidents, vandalism, theft).

5. Cyber Liability Insurance

• Protects against data breaches, hacking, and cyberattacks.

6. Directors & Officers (D&O) Insurance

• Shields executives from personal liability for company decisions/actions.

7. Employment Practices Liability (EPLI)

• Covers claims like wrongful termination, discrimination, or harassment.

8. Commercial Umbrella Insurance

• Extra liability coverage beyond standard policy limits.
  
  

From retail shops and transportation companies to home-based startups, we serve businesses of all sizes and industries. With bilingual support and fully digital service, we help you focus on growing — while we handle the risks.

Protect your team, your assets, and your future — with business insurance that works as hard as you do.